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May-June 2020

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32 PalletCentral • May-June 2020 palletcentral.com "losses will not be tolerated." With everyone working together for the good of the company, loss risk can be minimized. Loss control engineers attest that the commitment from senior management is the number one priority in determining whether a company can prevent loss. Here are a few loss prevention techniques, by line of insurance: roert • Install and monitor sprinklers (if cost effective) • Adequate separation between manufacturing and storage areas. • Maintain good housekeeping and perform regular inspections. • Designate and enforce smoking areas away from exposed areas. • Conduct infrared testing and investigate thermal videography (a new technology). • Maintain a 'hot works' program. orkers omensation • Establish a working safety committee that meets on a set schedule. • Create a tailored accident/loss incident report and enforce its use (this can also include premises liability claims). • Engage a medical facility familiar with your operations and which will facilitate an employee's return to work. • Create a return to work program. Business Auto: • Establish a fleet safety program, including regular reviews of driver Motor Vehicle Reports. • Require drivers to complete vehicle accident reports. 2 Find a Professional Who Gets Your Business One of the best things you can do for your business is to work with a broker with a proven track record – including working with other wood-related accounts. timate this is aout rotecting the coman that ou have worked hard to uid. ou need to have the est eoe working or our organiation.

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