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MARKETS 34 Hardwood Insights: Pallet Industry Partnership Solid Due to the Forest Resource The partnership between hardwood lumber producers and wooden pallet manufacturers is crucial to both industries. With 40.5% of total hardwood production consumed by pallets, this relationship looks strong for the immediate future, and because of the forest resource, it will remain vital well beyond that. By Mark Barford, CAE INSURANCE BUSINESS BLOG 38 Crime Coverage: Am I Covered for a Loss that Occurred 2 Years Ago? There are several different types of coverages in crime insurance policies. Look for two commercial forms – "Loss Sustained" and "Discovery" – to help determine your business risk in the event of a crime. Business Blog by Dennis Bilancia CPCU, CIC, AAI, AIS, LIC 12 Zero Waste Makes Good Business and Environmental Sense Synergistic to Nature's Packaging tagline Choose the Sustainable Way, Zero Waste takes the wood packaging industry further down the path of protecting the Earth's limited resources. In addition, Zero Waste makes good business sense for the entire supply chain. By Holly Elmore V O L . 1 6 | N O . 5 DEPARTMENTS President's Message ........................................6 Inside NWPCA ..................................................8 Capitol Hill Corner ..........................................10 Pallet Design System™ ..................................33 Advertisers ....................................................40 NATURES PACKAGING™ 16 Wood Packaging is Recyclable Wood is recyclable. The recycling of wood pallets and wood packaging material is being done at a very high level throughout North America. ECONOMY 18 Adjusting to a New Reality: Slower Growth The economic recovery is now entering its seventh year. Despite a host of policy actions over the years to stabilize the financial system and stimulate growth, U.S. GDP growth has averaged only 2%. Expert economist explains the drivers impacting the economy, and shares some good news as a result. By Lynn Michaelis SAFETY 24 Zika is Now an OSHA Issue OSHA has weighed-in on Zika, issuing interim guidance that will be updated as more information becomes available on this emergent workplace hazard. OSHA reminds employers that they have an obligation to provide a workplace "free from recognized hazards" to its workers. By Adele L. Abrams, Esq., CMSP INSURANCE 30 The Super 401(k) Design The Pension Protection Act of 2006 (PPA) changed the landscape of qualified plan designs. It is considered the best piece of retirement planning legislation for business owners in decades from a contributory, regulatory and fiduciary perspective. Read how the Super 401(k) is reshaping retirement benefits for business owners and employees. By Dan Dougherty, ChFC Published six times annually by the National Wooden Pallet & Container Association, 1421 Prince Street, Suite 340, Alexandria, VA 22314. Tel: 703-519-6104; info@palletcentral.com. Subscriptions to PalletCentral are complimentary, however you need to subscribe: PalletCentral.com>>Subscribe. Changes and Renewals: Current subscribers may sign-in at PalletCentral.com>>Edit Bio (look for "Additional Information" to manage your subscription and edit your mailing address. Or fax changes to: 703-519-4720.The NWPCA does not sell our mailing list; data collected from PalletCentral subscribers is solely used for tracking our readership. Connect with NWPCA FEATURES Pallet Central 4 PalletCentral • September-October 2016 palletcentral.com I N S I D E