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September-October 2017

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n the pallet business, we drop trailers at customer sites all the time. Typically, we have a fleet of trailers/semi- trailers, some new, some old, that we park at our customers' locations where they load the empty pallets onto the trailer. Once the trailer is filled, we take our trucks to the locations to bring all those pallets back to our facility to be recycled. I continue to get asked the following questions from pallet companies: 1. According to the auto form, trailers are automatically covered so do I need to actually schedule them on my policy? 2. The only trailers I need to schedule are the ones that I am leasing because the leasing company requires me to insure them, right? 3. If the auto policy didn't cover my trailers, then would my 30 PalletCentral • September-October 2017 palletcentral.com Dropping Trailers Off-Site Business Blog By Dennis Bilancia, CPCU, CIC, AAI, AIS, LIC INSURANCE I "I'm covered for any liability claim, right?"

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